Website Disclaimer & Legal Notices
The following notices govern your use of this website and your interactions with Marcadis Law Firm. Please read them carefully.
Consumer Debt Notice
This notice applies only if you are an individual and the debt at issue is a personal, family, or household (consumer) debt. In that case: this communication is from a debt collector, this is an attempt to collect a debt, and any information obtained will be used for that purpose.
This notice does not apply to commercial or business debts. Commercial and business-to-business collection matters are not subject to the federal Fair Debt Collection Practices Act, and nothing in this notice is directed to our creditor clients.
Payment Portal & Lack of Attorney Review
If you click a link to access an online payment or account portal, you are leaving our primary website and routing to a secure payment dashboard hosted by an authorized third-party processor. Any data submitted there is managed under that processor’s technical security frameworks and is used exclusively for account-servicing and debt-collection purposes.
Please be advised: at that stage, no attorney with this firm has personally reviewed the specific circumstances of your account or the individual legal validity of any debt. Automated processes and non-attorney staff facilitate payment routing and data receipt through the portal.
Florida Practice Limitations & Attorney-Client Relationship
Our firm represents commercial and retail creditors regarding creditors’ rights, asset recovery, and debt collection, wherever the creditor is located. However, our legal collection practice, court representation, and litigation services are limited to the State of Florida, and our attorneys are licensed to practice law in Florida courts. This website is not an offer, advertisement, or solicitation to practice law in any other state or jurisdiction.
The information on this website is provided for general informational purposes only and does not constitute legal advice. Reviewing this site, using a payment portal, or submitting a contact form does not create an attorney-client relationship between you and this firm.
Pursuant to Rule 4-7.12 of the Rules Regulating The Florida Bar, the attorney responsible for the content of this website is Ralph Marcadis, Marcadis Law Firm, 5104 South Westshore Blvd., Tampa, FL 33611, Tel: (813) 288-1881. [Responsible-attorney designation pending firm confirmation.]
Consent to Electronic Communications (SMS & Email)
By voluntarily providing your mobile telephone number or email address on any intake, contact, or verification form on this website, you consent to receive electronic communications from us regarding any account assigned to this firm, which may include automated text messages (SMS), pre-recorded voice notifications, and emails.
Message and data rates may apply. You are under no obligation to receive automated communications and may opt out at any time by replying “STOP” to texts or using the unsubscribe feature in our emails.
Workplace privacy: please provide personal mobile numbers and personal email addresses only. Do not provide an employer-issued or workplace email address or telephone number, as communications sent to employer-controlled accounts can be viewed by third parties and may compromise your privacy.
California Privacy Notice Addendum (CCPA/CPRA)
If you are a California resident, the California Consumer Privacy Act (CCPA), as amended by the CPRA, grants you certain rights regarding your personal information. Please note that personal information collected, processed, or maintained by this firm pursuant to the federal Fair Debt Collection Practices Act (FDCPA) and the Gramm-Leach-Bliley Act (GLBA) is generally exempt from CCPA/CPRA deletion and opt-out provisions.
We do not “sell” or “share” debtor or account data for marketing or cross-context behavioral advertising. Data collected is used strictly to service accounts and collect validly assigned debts. To exercise your statutory rights to access or correct retained data, please submit a verifiable request through our Privacy Center.
Prior Results & Testimonials
Prior results. Any reference to prior matters, recoveries, or outcomes is illustrative only. Prior results do not guarantee or predict a similar outcome in any future matter; every matter is decided on its own facts.
Testimonials. Any testimonials or endorsements reflect individual experiences and are not a guarantee that you will experience the same results.
General Terms, Liability & Accessibility
Marcadis Law Firm is committed to keeping this website up to date and accurate. Should you nevertheless encounter anything that is incorrect or out of date, we would appreciate it if you would let us know through our Privacy Center. Please indicate where on the website you read the information, and we will look into it as soon as possible.
We are not liable for loss as a result of inaccuracies or incompleteness, nor for loss resulting from problems caused by or inherent to the dissemination of information through the internet, such as disruptions or interruptions. For any loss suffered as a result of the use of data, advice, or ideas provided by or on behalf of Marcadis Law Firm via this website, Marcadis Law Firm accepts no liability.
The use of this website and all its components is subject to our Terms & Conditions. The mere use of this website implies the knowledge and acceptance of those terms.
Responses and privacy inquiries submitted by web form will be treated in the same way as letters: you can expect a response within a period of one month at the latest. For complex requests, we will let you know within one month if we require up to a maximum of three months. Any personal data you provide will be used only in accordance with our Privacy Policy.
Marcadis Law Firm makes every reasonable effort to protect its systems against any form of unlawful use, and implements appropriate technical and organizational measures to that end. It is not, however, liable for any loss whatsoever, direct or indirect, suffered by a user of the website that arises as a result of the unlawful use of its systems by a third party.
Marcadis Law Firm accepts no responsibility for the content of websites to or from which a hyperlink or other reference is made. Products or services offered by third parties are subject to the applicable terms and conditions of those third parties.
Our team makes every effort to guarantee the accessibility of this website and to continuously improve it, including for people who use assistive software due to a disability, consistent with the WCAG 2.1 level AA guidelines.
All intellectual property rights to content on this website are vested in Marcadis Law Firm or in third parties who have placed the content themselves or from whom Marcadis Law Firm has obtained a license. Copying, dissemination, or any other use of these materials is not permitted without the written permission of Marcadis Law Firm, except and only insofar as otherwise provided by mandatory law.
Questions, Corrections, or Accessibility Issues?
Reach us through our Privacy Center, or contact Marcadis Law Firm, 5104 South Westshore Blvd., Tampa, FL 33611, (813) 288-1881.